Ran out of Credit? Get an instant loan of up to Rs 80 for your calls, SMS or Internet usage.. Simply dial *232#
Eligible customers may receive a SMS with the allocated loan amount on reaching low balance in your main account.
How much credit can I get on an instant loan?
You can get up to Rs 80 of credit based on your recharge behavior & no. of years that you have stayed with the Hutch network.
How do I request a loan?
Dial *232# to check credit availability & you can activate based on available options.
You will be notified via SMS on available credit options automatically when your main account balance drops below Rs 5.
Am I eligible for this service?
You will be eligible for this service if you have recharged at least Rs. 300 within the last 2 months.
How can I pay the borrowed amount back?
Borrowed amount will be automatically recovered in following ways when you do a recharge.
Outstanding will be fully recovered, if the recharge is sufficient to recover the loan amount & service fee completely.
Outstanding will be partially recovered, if the recharge is insufficient to recover the loan amount & service fee completely.
i.e. If your outstanding is Rs 60 & if you recharge Rs 30, Rs 25 will be deducted for the loan & Rs 5 will be credited to your main balance. (Balance outstanding of Rs 35 will be notified via SMS)
Can I request another loan without paying the loan back?
In order to request a loan, you must have completely paid back the previous loan taken.
Can I get the benefit for lifetime?
To enjoy this service continuously, make sure to maintain the eligibility criteria mentioned above.
What products & services can I use the loan on?
You can use the loan to purchase or activate any product or service offered with Hutch. This includes voice calls, SMSs, Data Packs, as well as other Value Added Services.
Send credit to your friends and family from your Hutch number to another. Simply Dial *121#
Terms & Conditions
- Rs. 3 + tax per transaction will apply
- Each transaction value should be above Rs. 10 and below Rs. 99.
- Transactions can be made up to a value of Rs. 500 a day
Call Me Back
Out of credit? Need to get through to someone in an emergency? With this cool new FREE feature from Hutch, you can send a message asking any Hutch user to call you back.
- Dial *347* Hutch number#. It’s that easy!