Credit Management

Credit Management

Instant Loan

Ran out of Credit? Get an instant loan of up to Rs 50 for your calls, SMS or Internet usage. Simply dial *232#

How much credit can I get on an instant loan?

Options
Service fee
Rs 30 loan
Rs 6.00 (Including Tax)
Rs 50 loan
Rs 10.00 (Including Tax)

How do I request a loan?

Options
Activation code
Rs 30 loan
Dial *232*1#
Rs 50 loan
Dial *232*2#

Am I eligible for this service?

You will be eligible for this service if you have recharged at least Rs. 300 within the last 2 months.

How can I pay the borrowed amount back?

Borrowed amount will be automatically recovered when you do a recharge which is sufficient to cover the loan amount & service fee.

Example:

  • Rs 30 loan – Loan will be recovered when you do a recharge of more than Rs 35 (Rs 30 of loan amount + Rs 4.80 service fee). i.e If you do a recharge of Rs 50, Rs 34.80 will be recovered for the loan and Rs 15.20 will be added to your balance.
  • Rs 50 loan – Loan will be recovered when you do a recharge of more than Rs 58 (Rs 50 of loan amount + Rs 8 service fee). i.e If you do a recharge of Rs 100, Rs 58 will be recovered for the loan and Rs 42 will be added to your balance.

Can I request another loan without paying the loan back?

In order to request a loan, you must have paid back the previous loan taken.

Can I get the benefit for lifetime?

To enjoy this service continuously, make sure to maintain the eligibility criteria mentioned above.

Transfer Credit

Send credit to your friends and family from your Hutch number to another. Simply Dial *121#

Terms & Conditions

  • Rs. 3 + tax per transaction will apply
  • Each transaction value should be above Rs. 10 and below Rs. 99.
  • Transactions can be made up to a value of Rs. 500 a day

Call Me Back

Out of credit? Need to get through to someone in an emergency? With this cool new FREE feature from Hutch, you can send a message asking any Hutch user to call you back.

  • Dial *347* Hutch number#. It’s that easy!